Dr Shashank M Hiremath

Ace Your MBA Job Interview: Mastering Placement Season with Confidence!! Dear Readers, The MBA journey is a rigorous climb, culminating in the crucial placement season. Landing your dream job hinges significantly on how you navigate the job interview.  For MBA students, these interviews are not just Q&A sessions ; they are opportunities to showcase leadership potential, strategic thinking, and the value you bring to an organization.  This article, inspired by common interview questions, will equip you with the insights to confidently navigate your MBA job interviews and secure your desired placement. 1) Crafting Your Narrative: "Tell Me About Yourself" This seemingly simple question is your opening act. Instead of reciting your resume, tell a compelling story. MBA students should weave together their academic journey, professional experiences, and career aspirations into a narrative that highlights their growth and trajectory. Explain what sparked your initial interest ...

DeepSeek’s Disruption: Redefining the AI Landscape The AI industry is undergoing a seismic shift, and at the center of this transformation is DeepSeek, a trailblazing innovator challenging the status quo. While established players like OpenAI and Anthropic have dominated the field with massive investments in compute power, DeepSeek has emerged with a groundbreaking approach that is not only more efficient but also significantly more cost-effective. This disruption has the potential to reshape the AI ecosystem, democratize access to advanced AI capabilities, and even threaten the dominance of hardware giants like Nvidia. The Current Landscape: A High-Cost Game Training state-of-the-art AI models today is an exorbitantly expensive endeavor. Leading AI companies spend upwards of $100 million on compute resources alone, relying on massive data centers equipped with thousands of high-end GPUs, each costing around $40,000. This paradigm has created a high barrier to entry, limiting AI develo...

Bank of India Q3 fiscal 2024-25 (Q3FY25) Results:  Bank of India reported a rise of 34.6% in net profit to ₹2,516.7 crore compared to ₹1,869.5 crore in the corresponding period last year. Net interest income (NII) for the quarter rose 11.1% to ₹6,070.3 crore , compared to ₹5,463.5 crore. The Bank's asset quality in the quarter improved from the previous quarter. Gross NPA ratio down by 1.66% YoY to 3.69%.  Retail Credit grew by 21.22% YoY. Agriculture Credit grew by 18.46% YoY.  MSME Credit grew by 16.36% YoY.  CASA deposits increased by 6.07% YoY and CASA ratio at 41.05%.  Return on Equity (RoE) improved by 1.57% at 16.53% in Q3FY'25 against 14.96% in Q3FY’24. Credit Cost stood at 0.39% in Q3FY25 against 0.46% in Q3FY24. Book Value per share for the Q3 ended FY 2025 is at Rs. 142.6 and EPS for 3 quarters recorded at Rs. 14.48 per share against EPS for the previous year Rs. 14.9 per share. Bank of India share (Rs 98) currently trades at 0.66x the P/Bk Value and ...

Top 10 MBA Specializations in India for 2025!! An MBA is a strategic investment in your career, offering a comprehensive toolkit to excel in the dynamic business world. With a plethora of options available, selecting the right specialization can be a pivotal decision. Here are the top 10 MBA specializations in India for 2025, as per Business Standard:   1. Finance This specialization equips you with the skills to analyse financial markets, make informed investment decisions, and manage risk effectively. 2. Marketing Marketing specialists delve into consumer behaviour, brand management, and digital marketing strategies to drive business growth. 3. Human Resources Management HR professionals focus on talent acquisition, employee development, and organizational culture to optimize workforce performance.   4. Digital Marketing Digital marketing experts leverage online channels to reach target audiences and generate leads through SEO, PPC, and social media marketi...

Futures and Options Trading: The Gamble of Tomorrow Rajiv leaned back in his chair, eyes glued to the screen showing live market data. Numbers flickered as if teasing him, reflecting both opportunity and risk. He had been trading futures and options for a few years, with moderate success, but today he was feeling ambitious. Nifty was trading near an all-time high, and analysts were split on where it would go next. He believed he saw an opportunity - one that could make him more in a month than he’d made all year. Or… it could leave him in debt. But that was the allure of the market. He took a deep breath and logged into his brokerage account, skimming through the available contracts. A recent rally had pushed Nifty up to 24,550, and Rajiv was betting that it had more room to grow before month’s end. But he wasn’t interested in buying stocks outright. Futures and options trading - derivatives - was where he found his thrill. For weeks, he’d analyzed historical price movements, read econ...